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Equipment Finance Guides

Plain-English guides to go with the calculators.

Section 179 in 2026: Limits, Rules and What ChangedThe 2026 dollar limit, phase-out, SUV cap and business income limit, with IRS sources, plus how bonus depreciation fits in.Equipment Loan vs Lease: How to Think About ItHow loans and leases differ in ownership, cost and taxes, including the IRS test for lease versus purchase.Equipment Financing Quote ChecklistQuestions to ask before you sign: fees, balloon payments, end-of-term options, prepayment and what the contract calls the deal.

By James J. Updated October 2026. Results are estimates for planning, not quotes or tax advice. See methodology.